What To Look For In A Cottage

Victoria Furdui • September 5, 2024

 Location, Location, Location

Proximity to Water: If you're dreaming of lake views and early morning swims, make sure you're close to the water. Check if the property has direct access or if you need to share a dock with those rowdy neighbors.
Accessibility: How easy is it to get there? Consider the drive and road conditions, especially in winter. A cottage that’s unreachable half the year is not exactly ideal unless you're looking for extreme isolation.
Local Amenities: Even if you’re aiming to escape civilization, it’s nice to know where the nearest grocery store, gas station, and hospital are. You don’t want to run out of marshmallows with the nearest shop two hours away.

Water Source

Potable Water: Where does the water come from? Is it well water, a cistern, or directly from the lake (yikes)? Make sure it’s drinkable or be prepared to filter it, boil it, or haul in bottles like you're preparing for the apocalypse.
Septic System: If the cottage isn’t connected to a sewer system, check on the septic tank's condition. Nothing ruins a weekend getaway faster than septic issues.

Structure & Maintenance

Foundation: Look out for cracks or shifting that could signal expensive repairs down the road. A solid foundation means fewer sleepless nights listening for creaks and groans.
Roof: Inspect the roof’s age and condition. A leaky roof during a summer storm will have you wishing you booked that hotel room instead.
Windows & Insulation: Make sure the windows seal properly and that there’s decent insulation, especially if you plan on using the cottage in cooler months.

Heating & Cooling

Heating Options: Cottages can get chilly, even in summer. Check if there’s a reliable heat source (like a wood stove or furnace). If the place comes with a fireplace, ensure it’s functional, not just for looks.
Air Conditioning: Not all cottages need A/C, but if you’re in a warmer area, you’ll want to make sure you don’t melt during heat waves.

Size & Layout

Rooms: Consider how many bedrooms you need for your family or guests. Is there enough space for everyone to sleep comfortably, or are you squeezing onto pull-out sofas?
Living Space: Open layouts are great for socializing, but check if there’s enough storage for all your outdoor gear and rainy day games.
Outdoor Space: How much privacy do you want? Is there room for a fire pit, BBQ, or dockside lounging? Think about how you’ll use the outdoor areas.

Maintenance Considerations

Year-Round Use: If you plan to use the cottage in winter, make sure it’s winterized with insulated pipes, proper heating, and accessible roads. Otherwise, it’s a summer-only retreat.
Upkeep: Cottages can be a lot of work. From clearing paths to maintaining a dock, consider how much time you’re willing to spend on upkeep or if you’ll hire out.

Internet & Cell Service

Connectivity: If you need to stay connected, check the quality of internet and cell service. Rural areas can be hit-or-miss, and that Zoom meeting won’t appreciate your pixelated face and lag.

Legal & Environmental Concerns

Zoning Laws: Make sure the property is zoned for your intended use. If you’re planning to rent it out, some areas have restrictions.
Environmental Restrictions: If the cottage is near water, there may be environmental protections in place that limit renovations or expansions.
Insurance Costs: Cottages in remote or flood-prone areas can have high insurance premiums. Get quotes before you buy so you're not blindsided.
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